FREQUENTLY ASKED QUESTIONS

FIRST HOME BUYERS?  WE'RE HERE TO HELP YOU

Buying your first home can be stressful and confusing. It feels like everyone has an opinion on what house you should buy and when you should be looking.  There is a lot of discussion in the news about the ‘affordable homes’ and the pressure from family and friends to get on the property ladder can be overwhelming.

 

We’ve put together some helpful tips and handy links to help you improve your knowledge in this area.

Q: I know I should be able to work out how to budget but where can I go to get sensible advice on what I can afford?

A: Try looking on Sorted.co.nz.  It is a government funded, independent agency dedicated to helping New Zealanders get ahead financially.   

Q: Everyone gives me advice on how they bought their home but no one really can remember enough to tell me what the process is?

A:  Check out another independent government curated website - settled.govt.nz. It will help bring comfort and structure to the process.

Q: What is the difference between KiwiSaver and the Home Grant allowance?  Can I get both?  There seems to be a lot of news stories and it is hard to work out what I should listen to.

A:  There are two guides on moneyhub.co.nz that give very good practical insight.  This website is slightly different from the other two we have suggested they state they are “independent, non-political and non-government. This means we can publish the highest quality information and tackle the financial and consumer issues Kiwis face today”. 

 

Why we like this at DDl is that it tells you straight up how you can make the best of the Governments Affordable homes initiative. 

https://www.moneyhub.co.nz/kiwisaver-first-home-withdrawal.html https://www.moneyhub.co.nz/kiwisaver-homestart-grant.html

© 2019 DDL HOMES 

PO Box 217036
Botany Junction,
Auckland, 2164

(09) 869 6959

www.ddlhomes.co.nz

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